Serving clients since 1994
Transparency, integrity, and trust form the foundation of our relationships with clients. We pride ourselves on providing forthright and objective advice, staying current with market trends, and adapting our strategies to the changing tax landscape to limit liability.
Menu of services provided
Our most requested services
INDEPENDENT
Medicare guidance, education & enrollment
When you cross over the 64-year-old point, Medicare become top of mind. The issue is, you've never spent any time learning or understanding coverage options available to you. Our significant time in this field on both sides of the standard offering types provide real-world insight.
Indemnity/GAP Insurance, Medicare Part C & D
Are you perplexed with the jargon surrounding Medicare Part C? $0-dollar premium plans? How does that work? Do I need a Part D plan? I don't take any medications! If there is no premium, how can there be a MAX out of POCKET?
Retirement Income Planning
Retirement is about INCOME, not assets - IDEALLY, tax-free income formed as a Roth IRA or properly designed IUL policy with mutual insurer.
Our comprehensive confidential fact finder can uncover unknown possibilities.
RILA/FIA
Protected Growth with NO Explicit Fees
Registered Index Linked annuities have become the greatest consumer product ever invented. A 6-year hold and the ability to transfer your risk to a carrier.
FAQS
What can financial planning do for me?
Financial planning is a personalized roadmap to help you achieve your financial goals. It encompasses budgeting, investment strategies, retirement planning, and more. Our experts tailor a plan to your unique circumstances, guiding you toward a secure and prosperous future.
How do you ensure my investments are secure?
Our investment management approach prioritizes diversification and staying informed about market trends. We actively monitor and adjust your portfolio to seize opportunities and manage risks, aiming to maximize growth while safeguarding your investments.
Why do I need estate planning?
Estate planning ensures your wishes are carried out after your passing. It involves creating wills, trusts, and other arrangements to distribute your assets as you desire. This process minimizes confusion and legal complications for your loved ones, preserving your legacy and ensuring their financial security.
Our Team
At Calton & Associates, our team is the driving force behind our commitment to your financial success. Comprised of seasoned professionals with diverse expertise, our team members share a common passion for empowering individuals and businesses to navigate the complexities of finance.
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